| Phone: 859-635-2500 Fax: 859-635-3589 Hours: Mon. - Fri. 9am - 3pm Sat. 9am - noon |
| Northern Kentucky Home Insurance Company 102 Washington Street, Alexandria, Ky. 41001 |
| Because insurance needs vary from member to member, we offer two types of home insurance policies, one that is specifically for qualifying residences or new construction policies which provides replacement cost limits, and one that is used for all other classes of insured buildings which provides cash value limits. Claims for qualified perils are handled in our office in a prompt and fair manner, and your rates will not be increased because you file a claim! Note: Optional Coverages & Deductibles are available on both types of policies. |
CASH VALUE POLICY
Our Cash Value Policy is for:
- Someone whose residence does not
qualify for an (H.I.P) Home Insurance
Policy or owns a HUD code home
- Farmers who need coverage on their
farmhouse, barns, outbuildings, farm
machinery and/or tools used on their
farm, and Farmer's Comprehensive
Personal Liability
- Landlords in need of coverage for
single and/or multi-family structures,
apartment buildings, and Personal
Liability
- Those who own a parcel of land which
has an outbuilding or storage building
- Renters who need contents only and
Personal Liability coverage
- Owners of commercial or church
buildings (No Liability coverage is
available for commercial buildings.)
REPLACEMENT VALUE POLICY
Our Replacement Value Policy is for:
- Residences which meet specific
qualifications
- New home construction
