Phone: 859-635-2500 Fax: 859-635-3589 Hours: Mon. - Fri. 9am - 3pm Sat. 9am - noon
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Northern Kentucky Home Insurance Company 102 Washington Street, Alexandria, Ky. 41001
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Officers and Directors: Back Row Left to Right: Joe Stadtmiller, Norman Rahe, Donald Overman, Tim Figgins, Tom Curry, Larry Broering, Harold W. Steffen, Sr., Dennis White. Front Row Left to Right: Evie Robbins, Elza Toliver, Joe Beck, Dennis Keene.
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Officers & Directors of Northern Ky. Home Ins.
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Dennis White, President
Thomas Curry, Vice-President
Lawrence Broering, Secretary
Harold W. Steffen, Sr., Treasurer
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Dennis Keene, Director
Donald Overman, Director
Norman Rahe, Director
Evie Robbins, Director
Joe Stadtmiller, Director
Elza Toliver, Director
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Co-operative insurance provides coverage at lower cost to members!
Corporate takeovers, mega mergers, recession/inflation economics; in this age of
high finance, it's nice to hear about companies with old-fashioned values. Northern
Kentucky Home Insurance Company is one such company.
The company was formed as a co-op at the turn of the century and no one has found
a reason to change it much. Former president Earnest Rahe said, "It really boils
down to community values." Cooperative insurance could be compared to the
tradition of barn raising. If a family's barn is destroyed , the whole community
comes together to restore the building.
Essentially, the members of Northern Kentucky Home Insurance Co. help each
other by using a collection of money from the region, which enables all the
members to "bear one another's burdens".
Our company is a cooperative organized under Chapter 299 of Kentucky Insurance
law. All policyholders are members of the co-op and are given voting rights as to
how the company is operated by the 12-member Board of Directors. Each member is
given one vote per each $1000 of coverage purchased.
Everyone benefits from the pooled resources, by having equal affordable rates
throughout the sales territory even if they live far away from a fire department.
Many companies won't insure farms or houses that aren't very close to a fire
hydrant, have wood stoves or metal roofs. Our company holds the position that
every family should be able to afford protection of house and home against tragic
loss by fire, wind, lightning, hail, the weight of ice and snow, gas explosion, and
theft & vandalism.
Northern Kentucky Home Insurance Co. is pleased to be a part of keeping the "Ben
Franklin" concept of insurance management alive for each new generation.
Wouldn't you like to become a part of this unique company?

We are Members of:
NORTHERN KY HOME BUILDERS ASSOCIATION
ALEXANDRIA COMMUNITY BUSINESS ASSOCIATION
KY MUTUAL AND COOPERATIVE FIRE INSURANCE ASSOCIATION
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES

Bob Kopich, business manager for NKHI, is a native of
Minersville, Pennsylvania. He is a graduate of the
university of Cincinnati with a bachelor of arts degree
from the College of Arts and Science, a Bachelor of Science
degree from the College of Education, and a Master of
Education degree in Counseling.
Upon graduating from the University of Cincinnati, Bob worked as a teacher and coach
at Highlands High School in Fort Thomas, Kentucky. He later worked in the health care
field in Laguna Hills, California. He returned to Northern Kentucky to become co-owner
of the Pella Window and Door Distributorship in greater Cincinnati. Afterwards, he
became part owner and President of T.E.A.M. 513, a telecommunications franchise. He
also served as the church administrator for three years at Immanuel United Methodist
Church in Lakeside Park, KY.
Bob was the head volleyball coach at Calvary Christian High School for 16 years, helped
coach the CCS girls' basketball team for eight years and currently serves as assistant
boys' basketball coach. He is a member of the Pennsylvania State sports Hall of Fame as
well as a member of the Northern KY Sports Hall of Fame.
Bob and his wife, Marlene, are members of Calvary Baptist Church. They have three
children and 9 grandchildren and reside in Edgewood, KY.
Northern Kentucky Home Insurance Co. is proud to have him bring his diverse range of
experience to our company and apply it to his position as business manager.

