Northern Kentucky Home Insurance Company was formed as a cooperative in 1901 and continues to maintain its high level of integrity and service. Cooperative insurance could be compared to the tradition of barn raising. If a family's barn was destroyed, the whole community came together to restore the building. It is in this spirit of Ben Franklin that the policyholders of Northern Kentucky Home Insurance Company help "bear one another's burdens" in the event of a covered loss.
Our company is organized under Chapter 299 of the Kentucky Revised Statues and self-governed by a set of bylaws. We are pleased to be a part of keeping the "Ben Franklin" concept of insurance management alive for each new generation.